We specialize in VA Loans no credit, good credit, bad credit, 0 Down.

We pride ourselves on being different from other service providers. We specialize in VA Loans and take great pride in serving those who have served. This dedication and focus on VA loans have allowed us to streamline the VA loan process, making it very smooth and easy for our clients.

We make the process fast and simple.

This extensive VA experience enables us to streamline the VA Loan process, making it smooth and easy for you. Once you get started, your VA Loan Officer will be there with you every step of the way, gathering the necessary paperwork and will work with the VA on your behalf.

We are a VA Approved Lender.

The Department of Veteran Affairs requires those who offer VA Loans go through a stringent approval process. That The Christian Penner Team has completed and excels at.

Why choose a VA Loan?

VA Loans are specifically for veterans, active military, reservists and select military spouses to purchase a primary residence. This mortgage program, offered by VA-approved lenders and guaranteed by the Department of Veterans Affairs, provides potential homebuyers with benefits such as $0 down payment, no mortgage insurance, and lenient VA Loan requirements to provide substantial cost savings.

To get started, or to determine if you are eligible for a VA Loan, interested homebuyers should contact us. We will determine if you qualify and can acquire your Certificate of Eligibility (COE) from the VA, which proves your eligibility for the VA Home Loan program. Get started now and take the first steps toward homeownership.